Microcredits with collateral

Amount:

  • to finance the running costs – up to 400.000 lei/equivalent in USD, EUR
  • for investment purposes (procurement of equipment, etc.) – up to 500.000 lei/equivalent in USD, EUR
  • for investments in the repair of commercial real estate– up to 1 000 000.000 lei/equivalent in USD, EUR
  • for the purchase of the commercial real estate – up to 1 500.000 lei/equivalent in USD, EUR

Credit period:

  • to finance the running costs – up to 3 years
  • for investment purposes (procurement of equipment, etc.) – up to 5 years
  • for investments in the repair of commercial real estate– up to 7 years
  • for the purchase of the commercial real estate – up to 10 years

Pledge:

  • Goods accepted by the Bank in accordance with the Regulations, Internal Procedures and the Legislation of RM in force.
  • Guarantee.

Benefits:

  • Minimum set of documents
  • Good price
  • Grace period tailored to business specifics, up to 6 months
  • Full freedom in the use of funds (investment, procurement of equipment, payment of payments or debts to suppliers, etc.)
  • Rapidity and professionalism in examining your credit application.