022 500 200
| Monthly payment 1 755.56 lei | DAE 41.32 % | Interest rate 35 % | The total amount of the loan 42 133 lei | |||
|---|---|---|---|---|---|---|
| Repayment of interest | Payment of commissions | Credit reimbursement | Credit balance | Data | Monthly payment | |
| 0 | 30000 | 21.01.2026 | 30000 | |||
| 1 | 875.00 | 0.00 | 880.56 | 29 119.44 | 21.02.2026 | 1 755.56 |
| 2 | 849.32 | 0.00 | 906.24 | 28 213.20 | 21.03.2026 | 1 755.56 |
| 3 | 822.89 | 0.00 | 932.67 | 27 280.53 | 21.04.2026 | 1 755.56 |
| 4 | 795.68 | 0.00 | 959.88 | 26 320.65 | 21.05.2026 | 1 755.56 |
| 5 | 767.69 | 0.00 | 987.87 | 25 332.78 | 21.06.2026 | 1 755.56 |
| 6 | 738.87 | 0.00 | 1 016.69 | 24 316.09 | 21.07.2026 | 1 755.56 |
| 7 | 709.22 | 0.00 | 1 046.34 | 23 269.75 | 21.08.2026 | 1 755.56 |
| 8 | 678.70 | 0.00 | 1 076.86 | 22 192.89 | 21.09.2026 | 1 755.56 |
| 9 | 647.29 | 0.00 | 1 108.27 | 21 084.62 | 21.10.2026 | 1 755.56 |
| 10 | 614.97 | 0.00 | 1 140.59 | 19 944.03 | 21.11.2026 | 1 755.56 |
| 11 | 581.70 | 0.00 | 1 173.86 | 18 770.17 | 21.12.2026 | 1 755.56 |
| 12 | 547.46 | 0.00 | 1 208.10 | 17 562.07 | 21.01.2027 | 1 755.56 |
| 13 | 512.23 | 0.00 | 1 243.33 | 16 318.74 | 21.02.2027 | 1 755.56 |
| 14 | 475.96 | 0.00 | 1 279.60 | 15 039.14 | 21.03.2027 | 1 755.56 |
| 15 | 438.64 | 0.00 | 1 316.92 | 13 722.22 | 21.04.2027 | 1 755.56 |
| 16 | 400.23 | 0.00 | 1 355.33 | 12 366.89 | 21.05.2027 | 1 755.56 |
| 17 | 360.70 | 0.00 | 1 394.86 | 10 972.03 | 21.06.2027 | 1 755.56 |
| 18 | 320.02 | 0.00 | 1 435.54 | 9 536.49 | 21.07.2027 | 1 755.56 |
| 19 | 278.15 | 0.00 | 1 477.41 | 8 059.08 | 21.08.2027 | 1 755.56 |
| 20 | 235.06 | 0.00 | 1 520.50 | 6 538.58 | 21.09.2027 | 1 755.56 |
| 21 | 190.71 | 0.00 | 1 564.85 | 4 973.73 | 21.10.2027 | 1 755.56 |
| 22 | 145.07 | 0.00 | 1 610.49 | 3 363.24 | 21.11.2027 | 1 755.56 |
| 23 | 98.09 | 0.00 | 1 657.47 | 1 705.77 | 21.12.2027 | 1 755.56 |
| 24 | 49.75 | 0.00 | 1 705.81 | 0.00 | 21.01.2028 | 1 755.56 |
Do you need a loan?
Aplică
According to the requirements of law no.133 of 08.07.2011. on the protection of personal data, the Bank, acting as controller/operator of the Center for personal data protection under no.0000116, guarantees the administration of personal data, provided by the applicant for the loan, in compliance with the security regime, confidentiality and directly for the purposes declared by him. The applicant for the loan declares that he recognizes and accepts the conditions, grounds and terms of processing personal data within the meaning of Law no.133 of 08.07.2011. on the protection of personal data, including related to the rights and obligations, which are incumbent on him according to the nominated law, and by ticking the box below, he freely, expressly and unconditionally expresses his consent to: accessing, processing and verification by the Bank of personal data, as well as information, presented both by the applicant for the loan and obtained by the bank through external information sources (on-line applications and public databases), in order to take, provided by the legislation in force until the conclusion of a credit agreement, in compliance with the security and confidentiality regime. The applicant undertakes to inform the third parties, which will be indicated in this application, that their personal data will be provided to the Bank, in order to take the necessary measures for the conclusion of the credit agreement between the applicant and BC EuroCreditBank S.A.
CrediPlus is a consumer loan designed for individuals who need fast financing, including in situations where income cannot be confirmed from official sources.
The loan can be used for personal needs or for refinancing existing loans contracted from other lenders, offering a simple, accessible, and flexible financial solution.
Loan Purpose
- personal consumption and current expenses;
- refinancing of existing loans contracted from other lenders.
Available Amount
between 3,000 MDL and 30,000 MDL per borrower.
Loan Currency
- the loan is granted only in MDL.
Loan Term
up to 24 months, regardless of the requested amount.
Disbursement Method
- the loan is granted in full, on the day the loan agreement is signed;
- the amount is transferred to the current account opened with the bank.
Repayment Method
- repayments are made monthly, on the date specified in the agreement;
- repayment schedule type: annuity (equal monthly installments).
Guarantees and Repayment Conditions
- unsecured loan;
- third-party guarantee, if required.
The CrediPlus loan may be requested by any individual who meets all of the following conditions:
Applicant Profile
- citizen of the Republic of Moldova;
- holds permanent residence in the Republic of Moldova;
- aged between 21 and 60 years, at the date of final loan repayment;
- has income that cannot be confirmed from official sources during the last 6 months;
- has a positive credit history over the last 36 months (confirmed by an extract from the Credit Bureau);
- owns real estate free of encumbrances or seizures, confirmed by an extract from the Real Estate Register.
Guarantor Requirements
- if the applicant does not own real estate, the involvement of a guarantor is mandatory;
- the guarantor must own real estate free of encumbrances or seizures, confirmed by an extract from the Real Estate Register;
- the guarantee is accepted in accordance with the bank’s internal requirements and procedures.
Important Notes
- loan applications are assessed based on the bank’s internal evaluation criteria;
- the granting of the loan is subject to the bank’s final approval.
Interest Rate and DAE
- the interest rate is fixed for the entire loan term;
- annual interest rate: 35%;
- annual percentage rate (DAE): 41.32%.
Fees and Other Costs
- all costs related to the loan are included in the DAE calculation;
- all applicable fees and payments are disclosed to the client prior to signing the loan agreement, in accordance with applicable legislation.
Representative Example
For a CrediPlus loan in the amount of 30,000 MDL, granted for a period of 24 months, with:
- interest rate: 35%;
- DAE: 41.32%
the indicative results are:
- monthly installment: ≈ 1,755.6 MDL;
- total interest: ≈ 12,133 MDL;
- total amount payable: ≈ 42,133 MDL.
Note
The information above is indicative only. The DAE, monthly installment, and total amount payable may vary depending on the loan disbursement date and the specific terms of the loan agreement.
The following documents are required for loan assessment and approval:
- Loan application form (completed by the applicant);
- Applicant’s identity card (original and copy);
- Any additional documents requested by the Bank, depending on the applicant’s profile and the specifics of the loan.
