The new method is based on the Strong Customer Authentication (SCA) principle and uses a software token — a secure digital mechanism that confirms transactions directly within the application, without the need for SMS-delivered codes.

What this means for you

• You confirm transactions directly in the app, in just a few seconds, without manually entering OTP codes from SMS.

• You can perform transactions even when you are abroad — all you need is a stable internet connection.

• You no longer depend on your mobile network operator or SMS delivery.

• The process is more secure — communication takes place via secure channels, in line with the recommendations of the National Bank of Moldova.

Benefits for customers

• Fast and secure confirmation directly in the app

• Flexibility — perform transactions anytime, anywhere

• No SMS delivery errors

• Enhanced protection of personal data

With this solution, EuroCreditBank provides customers with a more comfortable and secure digital experience, aligned with the most advanced European standards in online payments.

EuroCreditBank – simple, secure, and always close to you.