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EuroCreditBank launches the “Acasă Plus” mortgage promotion – reduced interest rates and fixed rate until 2027
04/03/2026
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EuroCreditBank launches the “Acasă Plus” mortgage promotion – reduced interest rates and fixed rate until 2027

BC “EuroCreditBank” S.A. announces the launch of the “Acasă Plus” promotion, dedicated to individuals who wish to purchase or renovate a home under advantageous and predictable conditions. The campaign runs from March 1 to August 31, 2026.

Through this offer, the bank provides competitive promotional interest rates and a period of stability by applying a fixed rate, enabling clients to plan their budgets with greater confidence.

Discover the benefits of the “Acasă Plus” promotion

Choose the right loan — “Casa Ta” or “Reparație” — and benefit from the following promotional rates:

  • 8.2% – for loans exceeding 2,000,000 MDL;
  • 9.0% – under standard financing conditions;
  • 8.5% – for clients with a positive credit history;
  • 8.5% – for loyal clients (salary or pension beneficiaries through the bank).

All loans granted during the promotional period will benefit from a fixed interest rate until January 31, 2027, ensuring predictability and protection against potential market fluctuations. Starting February 1, 2027, a floating interest rate will apply, calculated according to the formula: Reference Index + Bank Margin of 4.0 p.p. (fixed).

APR and Representative Example:

For a loan amount of 2,500,000 MDL granted for a term of 240 months, with an annual interest rate of 8.20%, the APR will be 8.51%, the monthly installment will be 21,223.20 MDL, and the total repayment amount will be 5,093,579 MDL. The APR may vary depending on the loan amount, term, down payment, and applicable fees.

The “Acasă Plus” promotion is designed to support clients who wish to own their home or plan renovation works, offering clear, transparent conditions aligned with current market realities.

For further details, clients are invited to visit EuroCreditBank branches or consult the information available on the bank’s official website.

Important: The loan must be repaid in accordance with contractual provisions. Failure to meet payment obligations may result in additional costs.