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Loan:
Sum:
5000 lei 4000000 lei
Period:
6 months 300 months
Monthly payment
39 204.52 lei
The interest rate:
11 %
Rata efectiva a dobanzii (DAE):
11.57 %

Monthly payment

39 204.52 lei

DAE

11.57 %

Interest rate

11 %

The total amount of the loan

11 761 356 lei
Repayment of interest Payment of commissions Credit reimbursement Credit balance Data Monthly payment
0 4000000 14.11.2026 4000000
1 36 666.67 0.00 2 537.85 3 997 462.15 14.12.2026 39 204.52
2 36 643.40 0.00 2 561.12 3 994 901.03 14.01.2027 39 204.52
3 36 619.93 0.00 2 584.59 3 992 316.44 14.02.2027 39 204.52
4 36 596.23 0.00 2 608.29 3 989 708.15 14.03.2027 39 204.52
5 36 572.32 0.00 2 632.20 3 987 075.95 14.04.2027 39 204.52
6 36 548.20 0.00 2 656.32 3 984 419.63 14.05.2027 39 204.52
7 36 523.85 0.00 2 680.67 3 981 738.96 14.06.2027 39 204.52
8 36 499.27 0.00 2 705.25 3 979 033.71 14.07.2027 39 204.52
9 36 474.48 0.00 2 730.04 3 976 303.67 14.08.2027 39 204.52
10 36 449.45 0.00 2 755.07 3 973 548.60 14.09.2027 39 204.52
11 36 424.20 0.00 2 780.32 3 970 768.28 14.10.2027 39 204.52
12 36 398.71 0.00 2 805.81 3 967 962.47 14.11.2027 39 204.52
13 36 372.99 0.00 2 831.53 3 965 130.94 14.12.2027 39 204.52
14 36 347.03 0.00 2 857.49 3 962 273.45 14.01.2028 39 204.52
15 36 320.84 0.00 2 883.68 3 959 389.77 14.02.2028 39 204.52
16 36 294.41 0.00 2 910.11 3 956 479.66 14.03.2028 39 204.52
17 36 267.73 0.00 2 936.79 3 953 542.87 14.04.2028 39 204.52
18 36 240.81 0.00 2 963.71 3 950 579.16 14.05.2028 39 204.52
19 36 213.64 0.00 2 990.88 3 947 588.28 14.06.2028 39 204.52
20 36 186.23 0.00 3 018.29 3 944 569.99 14.07.2028 39 204.52
21 36 158.56 0.00 3 045.96 3 941 524.03 14.08.2028 39 204.52
22 36 130.64 0.00 3 073.88 3 938 450.15 14.09.2028 39 204.52
23 36 102.46 0.00 3 102.06 3 935 348.09 14.10.2028 39 204.52
24 36 074.02 0.00 3 130.50 3 932 217.59 14.11.2028 39 204.52
25 36 045.33 0.00 3 159.19 3 929 058.40 14.12.2028 39 204.52
26 36 016.37 0.00 3 188.15 3 925 870.25 14.01.2029 39 204.52
27 35 987.14 0.00 3 217.38 3 922 652.87 14.02.2029 39 204.52
28 35 957.65 0.00 3 246.87 3 919 406.00 14.03.2029 39 204.52
29 35 927.89 0.00 3 276.63 3 916 129.37 14.04.2029 39 204.52
30 35 897.85 0.00 3 306.67 3 912 822.70 14.05.2029 39 204.52
31 35 867.54 0.00 3 336.98 3 909 485.72 14.06.2029 39 204.52
32 35 836.95 0.00 3 367.57 3 906 118.15 14.07.2029 39 204.52
33 35 806.08 0.00 3 398.44 3 902 719.71 14.08.2029 39 204.52
34 35 774.93 0.00 3 429.59 3 899 290.12 14.09.2029 39 204.52
35 35 743.49 0.00 3 461.03 3 895 829.09 14.10.2029 39 204.52
36 35 711.77 0.00 3 492.75 3 892 336.34 14.11.2029 39 204.52
37 35 679.75 0.00 3 524.77 3 888 811.57 14.12.2029 39 204.52
38 35 647.44 0.00 3 557.08 3 885 254.49 14.01.2030 39 204.52
39 35 614.83 0.00 3 589.69 3 881 664.80 14.02.2030 39 204.52
40 35 581.93 0.00 3 622.59 3 878 042.21 14.03.2030 39 204.52
41 35 548.72 0.00 3 655.80 3 874 386.41 14.04.2030 39 204.52
42 35 515.21 0.00 3 689.31 3 870 697.10 14.05.2030 39 204.52
43 35 481.39 0.00 3 723.13 3 866 973.97 14.06.2030 39 204.52
44 35 447.26 0.00 3 757.26 3 863 216.71 14.07.2030 39 204.52
45 35 412.82 0.00 3 791.70 3 859 425.01 14.08.2030 39 204.52
46 35 378.06 0.00 3 826.46 3 855 598.55 14.09.2030 39 204.52
47 35 342.99 0.00 3 861.53 3 851 737.02 14.10.2030 39 204.52
48 35 307.59 0.00 3 896.93 3 847 840.09 14.11.2030 39 204.52
49 35 271.87 0.00 3 932.65 3 843 907.44 14.12.2030 39 204.52
50 35 235.82 0.00 3 968.70 3 839 938.74 14.01.2031 39 204.52
51 35 199.44 0.00 4 005.08 3 835 933.66 14.02.2031 39 204.52
52 35 162.73 0.00 4 041.79 3 831 891.87 14.03.2031 39 204.52
53 35 125.68 0.00 4 078.84 3 827 813.03 14.04.2031 39 204.52
54 35 088.29 0.00 4 116.23 3 823 696.80 14.05.2031 39 204.52
55 35 050.55 0.00 4 153.97 3 819 542.83 14.06.2031 39 204.52
56 35 012.48 0.00 4 192.04 3 815 350.79 14.07.2031 39 204.52
57 34 974.05 0.00 4 230.47 3 811 120.32 14.08.2031 39 204.52
58 34 935.27 0.00 4 269.25 3 806 851.07 14.09.2031 39 204.52
59 34 896.13 0.00 4 308.39 3 802 542.68 14.10.2031 39 204.52
60 34 856.64 0.00 4 347.88 3 798 194.80 14.11.2031 39 204.52
61 34 816.79 0.00 4 387.73 3 793 807.07 14.12.2031 39 204.52
62 34 776.56 0.00 4 427.96 3 789 379.11 14.01.2032 39 204.52
63 34 735.98 0.00 4 468.54 3 784 910.57 14.02.2032 39 204.52
64 34 695.01 0.00 4 509.51 3 780 401.06 14.03.2032 39 204.52
65 34 653.68 0.00 4 550.84 3 775 850.22 14.04.2032 39 204.52
66 34 611.96 0.00 4 592.56 3 771 257.66 14.05.2032 39 204.52
67 34 569.86 0.00 4 634.66 3 766 623.00 14.06.2032 39 204.52
68 34 527.38 0.00 4 677.14 3 761 945.86 14.07.2032 39 204.52
69 34 484.50 0.00 4 720.02 3 757 225.84 14.08.2032 39 204.52
70 34 441.24 0.00 4 763.28 3 752 462.56 14.09.2032 39 204.52
71 34 397.57 0.00 4 806.95 3 747 655.61 14.10.2032 39 204.52
72 34 353.51 0.00 4 851.01 3 742 804.60 14.11.2032 39 204.52
73 34 309.04 0.00 4 895.48 3 737 909.12 14.12.2032 39 204.52
74 34 264.17 0.00 4 940.35 3 732 968.77 14.01.2033 39 204.52
75 34 218.88 0.00 4 985.64 3 727 983.13 14.02.2033 39 204.52
76 34 173.18 0.00 5 031.34 3 722 951.79 14.03.2033 39 204.52
77 34 127.06 0.00 5 077.46 3 717 874.33 14.04.2033 39 204.52
78 34 080.51 0.00 5 124.01 3 712 750.32 14.05.2033 39 204.52
79 34 033.54 0.00 5 170.98 3 707 579.34 14.06.2033 39 204.52
80 33 986.14 0.00 5 218.38 3 702 360.96 14.07.2033 39 204.52
81 33 938.31 0.00 5 266.21 3 697 094.75 14.08.2033 39 204.52
82 33 890.04 0.00 5 314.48 3 691 780.27 14.09.2033 39 204.52
83 33 841.32 0.00 5 363.20 3 686 417.07 14.10.2033 39 204.52
84 33 792.16 0.00 5 412.36 3 681 004.71 14.11.2033 39 204.52
85 33 742.54 0.00 5 461.98 3 675 542.73 14.12.2033 39 204.52
86 33 692.48 0.00 5 512.04 3 670 030.69 14.01.2034 39 204.52
87 33 641.95 0.00 5 562.57 3 664 468.12 14.02.2034 39 204.52
88 33 590.96 0.00 5 613.56 3 658 854.56 14.03.2034 39 204.52
89 33 539.50 0.00 5 665.02 3 653 189.54 14.04.2034 39 204.52
90 33 487.57 0.00 5 716.95 3 647 472.59 14.05.2034 39 204.52
91 33 435.17 0.00 5 769.35 3 641 703.24 14.06.2034 39 204.52
92 33 382.28 0.00 5 822.24 3 635 881.00 14.07.2034 39 204.52
93 33 328.91 0.00 5 875.61 3 630 005.39 14.08.2034 39 204.52
94 33 275.05 0.00 5 929.47 3 624 075.92 14.09.2034 39 204.52
95 33 220.70 0.00 5 983.82 3 618 092.10 14.10.2034 39 204.52
96 33 165.84 0.00 6 038.68 3 612 053.42 14.11.2034 39 204.52
97 33 110.49 0.00 6 094.03 3 605 959.39 14.12.2034 39 204.52
98 33 054.63 0.00 6 149.89 3 599 809.50 14.01.2035 39 204.52
99 32 998.25 0.00 6 206.27 3 593 603.23 14.02.2035 39 204.52
100 32 941.36 0.00 6 263.16 3 587 340.07 14.03.2035 39 204.52
101 32 883.95 0.00 6 320.57 3 581 019.50 14.04.2035 39 204.52
102 32 826.01 0.00 6 378.51 3 574 640.99 14.05.2035 39 204.52
103 32 767.54 0.00 6 436.98 3 568 204.01 14.06.2035 39 204.52
104 32 708.54 0.00 6 495.98 3 561 708.03 14.07.2035 39 204.52
105 32 648.99 0.00 6 555.53 3 555 152.50 14.08.2035 39 204.52
106 32 588.90 0.00 6 615.62 3 548 536.88 14.09.2035 39 204.52
107 32 528.25 0.00 6 676.27 3 541 860.61 14.10.2035 39 204.52
108 32 467.06 0.00 6 737.46 3 535 123.15 14.11.2035 39 204.52
109 32 405.30 0.00 6 799.22 3 528 323.93 14.12.2035 39 204.52
110 32 342.97 0.00 6 861.55 3 521 462.38 14.01.2036 39 204.52
111 32 280.07 0.00 6 924.45 3 514 537.93 14.02.2036 39 204.52
112 32 216.60 0.00 6 987.92 3 507 550.01 14.03.2036 39 204.52
113 32 152.54 0.00 7 051.98 3 500 498.03 14.04.2036 39 204.52
114 32 087.90 0.00 7 116.62 3 493 381.41 14.05.2036 39 204.52
115 32 022.66 0.00 7 181.86 3 486 199.55 14.06.2036 39 204.52
116 31 956.83 0.00 7 247.69 3 478 951.86 14.07.2036 39 204.52
117 31 890.39 0.00 7 314.13 3 471 637.73 14.08.2036 39 204.52
118 31 823.35 0.00 7 381.17 3 464 256.56 14.09.2036 39 204.52
119 31 755.69 0.00 7 448.83 3 456 807.73 14.10.2036 39 204.52
120 31 687.40 0.00 7 517.12 3 449 290.61 14.11.2036 39 204.52
121 31 618.50 0.00 7 586.02 3 441 704.59 14.12.2036 39 204.52
122 31 548.96 0.00 7 655.56 3 434 049.03 14.01.2037 39 204.52
123 31 478.78 0.00 7 725.74 3 426 323.29 14.02.2037 39 204.52
124 31 407.96 0.00 7 796.56 3 418 526.73 14.03.2037 39 204.52
125 31 336.50 0.00 7 868.02 3 410 658.71 14.04.2037 39 204.52
126 31 264.37 0.00 7 940.15 3 402 718.56 14.05.2037 39 204.52
127 31 191.59 0.00 8 012.93 3 394 705.63 14.06.2037 39 204.52
128 31 118.13 0.00 8 086.39 3 386 619.24 14.07.2037 39 204.52
129 31 044.01 0.00 8 160.51 3 378 458.73 14.08.2037 39 204.52
130 30 969.21 0.00 8 235.31 3 370 223.42 14.09.2037 39 204.52
131 30 893.71 0.00 8 310.81 3 361 912.61 14.10.2037 39 204.52
132 30 817.53 0.00 8 386.99 3 353 525.62 14.11.2037 39 204.52
133 30 740.65 0.00 8 463.87 3 345 061.75 14.12.2037 39 204.52
134 30 663.07 0.00 8 541.45 3 336 520.30 14.01.2038 39 204.52
135 30 584.77 0.00 8 619.75 3 327 900.55 14.02.2038 39 204.52
136 30 505.76 0.00 8 698.76 3 319 201.79 14.03.2038 39 204.52
137 30 426.02 0.00 8 778.50 3 310 423.29 14.04.2038 39 204.52
138 30 345.55 0.00 8 858.97 3 301 564.32 14.05.2038 39 204.52
139 30 264.34 0.00 8 940.18 3 292 624.14 14.06.2038 39 204.52
140 30 182.39 0.00 9 022.13 3 283 602.01 14.07.2038 39 204.52
141 30 099.69 0.00 9 104.83 3 274 497.18 14.08.2038 39 204.52
142 30 016.22 0.00 9 188.30 3 265 308.88 14.09.2038 39 204.52
143 29 932.00 0.00 9 272.52 3 256 036.36 14.10.2038 39 204.52
144 29 847.00 0.00 9 357.52 3 246 678.84 14.11.2038 39 204.52
145 29 761.22 0.00 9 443.30 3 237 235.54 14.12.2038 39 204.52
146 29 674.66 0.00 9 529.86 3 227 705.68 14.01.2039 39 204.52
147 29 587.30 0.00 9 617.22 3 218 088.46 14.02.2039 39 204.52
148 29 499.14 0.00 9 705.38 3 208 383.08 14.03.2039 39 204.52
149 29 410.18 0.00 9 794.34 3 198 588.74 14.04.2039 39 204.52
150 29 320.40 0.00 9 884.12 3 188 704.62 14.05.2039 39 204.52
151 29 229.79 0.00 9 974.73 3 178 729.89 14.06.2039 39 204.52
152 29 138.36 0.00 10 066.16 3 168 663.73 14.07.2039 39 204.52
153 29 046.08 0.00 10 158.44 3 158 505.29 14.08.2039 39 204.52
154 28 952.97 0.00 10 251.55 3 148 253.74 14.09.2039 39 204.52
155 28 858.99 0.00 10 345.53 3 137 908.21 14.10.2039 39 204.52
156 28 764.16 0.00 10 440.36 3 127 467.85 14.11.2039 39 204.52
157 28 668.46 0.00 10 536.06 3 116 931.79 14.12.2039 39 204.52
158 28 571.87 0.00 10 632.65 3 106 299.14 14.01.2040 39 204.52
159 28 474.41 0.00 10 730.11 3 095 569.03 14.02.2040 39 204.52
160 28 376.05 0.00 10 828.47 3 084 740.56 14.03.2040 39 204.52
161 28 276.79 0.00 10 927.73 3 073 812.83 14.04.2040 39 204.52
162 28 176.62 0.00 11 027.90 3 062 784.93 14.05.2040 39 204.52
163 28 075.53 0.00 11 128.99 3 051 655.94 14.06.2040 39 204.52
164 27 973.51 0.00 11 231.01 3 040 424.93 14.07.2040 39 204.52
165 27 870.56 0.00 11 333.96 3 029 090.97 14.08.2040 39 204.52
166 27 766.67 0.00 11 437.85 3 017 653.12 14.09.2040 39 204.52
167 27 661.82 0.00 11 542.70 3 006 110.42 14.10.2040 39 204.52
168 27 556.01 0.00 11 648.51 2 994 461.91 14.11.2040 39 204.52
169 27 449.23 0.00 11 755.29 2 982 706.62 14.12.2040 39 204.52
170 27 341.48 0.00 11 863.04 2 970 843.58 14.01.2041 39 204.52
171 27 232.73 0.00 11 971.79 2 958 871.79 14.02.2041 39 204.52
172 27 122.99 0.00 12 081.53 2 946 790.26 14.03.2041 39 204.52
173 27 012.24 0.00 12 192.28 2 934 597.98 14.04.2041 39 204.52
174 26 900.48 0.00 12 304.04 2 922 293.94 14.05.2041 39 204.52
175 26 787.69 0.00 12 416.83 2 909 877.11 14.06.2041 39 204.52
176 26 673.87 0.00 12 530.65 2 897 346.46 14.07.2041 39 204.52
177 26 559.01 0.00 12 645.51 2 884 700.95 14.08.2041 39 204.52
178 26 443.09 0.00 12 761.43 2 871 939.52 14.09.2041 39 204.52
179 26 326.11 0.00 12 878.41 2 859 061.11 14.10.2041 39 204.52
180 26 208.06 0.00 12 996.46 2 846 064.65 14.11.2041 39 204.52
181 26 088.93 0.00 13 115.59 2 832 949.06 14.12.2041 39 204.52
182 25 968.70 0.00 13 235.82 2 819 713.24 14.01.2042 39 204.52
183 25 847.37 0.00 13 357.15 2 806 356.09 14.02.2042 39 204.52
184 25 724.93 0.00 13 479.59 2 792 876.50 14.03.2042 39 204.52
185 25 601.37 0.00 13 603.15 2 779 273.35 14.04.2042 39 204.52
186 25 476.67 0.00 13 727.85 2 765 545.50 14.05.2042 39 204.52
187 25 350.83 0.00 13 853.69 2 751 691.81 14.06.2042 39 204.52
188 25 223.84 0.00 13 980.68 2 737 711.13 14.07.2042 39 204.52
189 25 095.69 0.00 14 108.83 2 723 602.30 14.08.2042 39 204.52
190 24 966.35 0.00 14 238.17 2 709 364.13 14.09.2042 39 204.52
191 24 835.84 0.00 14 368.68 2 694 995.45 14.10.2042 39 204.52
192 24 704.12 0.00 14 500.40 2 680 495.05 14.11.2042 39 204.52
193 24 571.20 0.00 14 633.32 2 665 861.73 14.12.2042 39 204.52
194 24 437.07 0.00 14 767.45 2 651 094.28 14.01.2043 39 204.52
195 24 301.70 0.00 14 902.82 2 636 191.46 14.02.2043 39 204.52
196 24 165.09 0.00 15 039.43 2 621 152.03 14.03.2043 39 204.52
197 24 027.23 0.00 15 177.29 2 605 974.74 14.04.2043 39 204.52
198 23 888.10 0.00 15 316.42 2 590 658.32 14.05.2043 39 204.52
199 23 747.70 0.00 15 456.82 2 575 201.50 14.06.2043 39 204.52
200 23 606.01 0.00 15 598.51 2 559 602.99 14.07.2043 39 204.52
201 23 463.03 0.00 15 741.49 2 543 861.50 14.08.2043 39 204.52
202 23 318.73 0.00 15 885.79 2 527 975.71 14.09.2043 39 204.52
203 23 173.11 0.00 16 031.41 2 511 944.30 14.10.2043 39 204.52
204 23 026.16 0.00 16 178.36 2 495 765.94 14.11.2043 39 204.52
205 22 877.85 0.00 16 326.67 2 479 439.27 14.12.2043 39 204.52
206 22 728.19 0.00 16 476.33 2 462 962.94 14.01.2044 39 204.52
207 22 577.16 0.00 16 627.36 2 446 335.58 14.02.2044 39 204.52
208 22 424.74 0.00 16 779.78 2 429 555.80 14.03.2044 39 204.52
209 22 270.93 0.00 16 933.59 2 412 622.21 14.04.2044 39 204.52
210 22 115.70 0.00 17 088.82 2 395 533.39 14.05.2044 39 204.52
211 21 959.06 0.00 17 245.46 2 378 287.93 14.06.2044 39 204.52
212 21 800.97 0.00 17 403.55 2 360 884.38 14.07.2044 39 204.52
213 21 641.44 0.00 17 563.08 2 343 321.30 14.08.2044 39 204.52
214 21 480.45 0.00 17 724.07 2 325 597.23 14.09.2044 39 204.52
215 21 317.97 0.00 17 886.55 2 307 710.68 14.10.2044 39 204.52
216 21 154.01 0.00 18 050.51 2 289 660.17 14.11.2044 39 204.52
217 20 988.55 0.00 18 215.97 2 271 444.20 14.12.2044 39 204.52
218 20 821.57 0.00 18 382.95 2 253 061.25 14.01.2045 39 204.52
219 20 653.06 0.00 18 551.46 2 234 509.79 14.02.2045 39 204.52
220 20 483.01 0.00 18 721.51 2 215 788.28 14.03.2045 39 204.52
221 20 311.39 0.00 18 893.13 2 196 895.15 14.04.2045 39 204.52
222 20 138.21 0.00 19 066.31 2 177 828.84 14.05.2045 39 204.52
223 19 963.43 0.00 19 241.09 2 158 587.75 14.06.2045 39 204.52
224 19 787.05 0.00 19 417.47 2 139 170.28 14.07.2045 39 204.52
225 19 609.06 0.00 19 595.46 2 119 574.82 14.08.2045 39 204.52
226 19 429.44 0.00 19 775.08 2 099 799.74 14.09.2045 39 204.52
227 19 248.16 0.00 19 956.36 2 079 843.38 14.10.2045 39 204.52
228 19 065.23 0.00 20 139.29 2 059 704.09 14.11.2045 39 204.52
229 18 880.62 0.00 20 323.90 2 039 380.19 14.12.2045 39 204.52
230 18 694.32 0.00 20 510.20 2 018 869.99 14.01.2046 39 204.52
231 18 506.31 0.00 20 698.21 1 998 171.78 14.02.2046 39 204.52
232 18 316.57 0.00 20 887.95 1 977 283.83 14.03.2046 39 204.52
233 18 125.10 0.00 21 079.42 1 956 204.41 14.04.2046 39 204.52
234 17 931.87 0.00 21 272.65 1 934 931.76 14.05.2046 39 204.52
235 17 736.87 0.00 21 467.65 1 913 464.11 14.06.2046 39 204.52
236 17 540.09 0.00 21 664.43 1 891 799.68 14.07.2046 39 204.52
237 17 341.50 0.00 21 863.02 1 869 936.66 14.08.2046 39 204.52
238 17 141.09 0.00 22 063.43 1 847 873.23 14.09.2046 39 204.52
239 16 938.84 0.00 22 265.68 1 825 607.55 14.10.2046 39 204.52
240 16 734.74 0.00 22 469.78 1 803 137.77 14.11.2046 39 204.52
241 16 528.76 0.00 22 675.76 1 780 462.01 14.12.2046 39 204.52
242 16 320.90 0.00 22 883.62 1 757 578.39 14.01.2047 39 204.52
243 16 111.14 0.00 23 093.38 1 734 485.01 14.02.2047 39 204.52
244 15 899.45 0.00 23 305.07 1 711 179.94 14.03.2047 39 204.52
245 15 685.82 0.00 23 518.70 1 687 661.24 14.04.2047 39 204.52
246 15 470.23 0.00 23 734.29 1 663 926.95 14.05.2047 39 204.52
247 15 252.66 0.00 23 951.86 1 639 975.09 14.06.2047 39 204.52
248 15 033.10 0.00 24 171.42 1 615 803.67 14.07.2047 39 204.52
249 14 811.53 0.00 24 392.99 1 591 410.68 14.08.2047 39 204.52
250 14 587.93 0.00 24 616.59 1 566 794.09 14.09.2047 39 204.52
251 14 362.28 0.00 24 842.24 1 541 951.85 14.10.2047 39 204.52
252 14 134.56 0.00 25 069.96 1 516 881.89 14.11.2047 39 204.52
253 13 904.75 0.00 25 299.77 1 491 582.12 14.12.2047 39 204.52
254 13 672.84 0.00 25 531.68 1 466 050.44 14.01.2048 39 204.52
255 13 438.80 0.00 25 765.72 1 440 284.72 14.02.2048 39 204.52
256 13 202.61 0.00 26 001.91 1 414 282.81 14.03.2048 39 204.52
257 12 964.26 0.00 26 240.26 1 388 042.55 14.04.2048 39 204.52
258 12 723.72 0.00 26 480.80 1 361 561.75 14.05.2048 39 204.52
259 12 480.98 0.00 26 723.54 1 334 838.21 14.06.2048 39 204.52
260 12 236.02 0.00 26 968.50 1 307 869.71 14.07.2048 39 204.52
261 11 988.81 0.00 27 215.71 1 280 654.00 14.08.2048 39 204.52
262 11 739.33 0.00 27 465.19 1 253 188.81 14.09.2048 39 204.52
263 11 487.56 0.00 27 716.96 1 225 471.85 14.10.2048 39 204.52
264 11 233.49 0.00 27 971.03 1 197 500.82 14.11.2048 39 204.52
265 10 977.09 0.00 28 227.43 1 169 273.39 14.12.2048 39 204.52
266 10 718.34 0.00 28 486.18 1 140 787.21 14.01.2049 39 204.52
267 10 457.22 0.00 28 747.30 1 112 039.91 14.02.2049 39 204.52
268 10 193.70 0.00 29 010.82 1 083 029.09 14.03.2049 39 204.52
269 9 927.77 0.00 29 276.75 1 053 752.34 14.04.2049 39 204.52
270 9 659.40 0.00 29 545.12 1 024 207.22 14.05.2049 39 204.52
271 9 388.57 0.00 29 815.95 994 391.27 14.06.2049 39 204.52
272 9 115.25 0.00 30 089.27 964 302.00 14.07.2049 39 204.52
273 8 839.44 0.00 30 365.08 933 936.92 14.08.2049 39 204.52
274 8 561.09 0.00 30 643.43 903 293.49 14.09.2049 39 204.52
275 8 280.19 0.00 30 924.33 872 369.16 14.10.2049 39 204.52
276 7 996.72 0.00 31 207.80 841 161.36 14.11.2049 39 204.52
277 7 710.65 0.00 31 493.87 809 667.49 14.12.2049 39 204.52
278 7 421.95 0.00 31 782.57 777 884.92 14.01.2050 39 204.52
279 7 130.61 0.00 32 073.91 745 811.01 14.02.2050 39 204.52
280 6 836.60 0.00 32 367.92 713 443.09 14.03.2050 39 204.52
281 6 539.89 0.00 32 664.63 680 778.46 14.04.2050 39 204.52
282 6 240.47 0.00 32 964.05 647 814.41 14.05.2050 39 204.52
283 5 938.30 0.00 33 266.22 614 548.19 14.06.2050 39 204.52
284 5 633.36 0.00 33 571.16 580 977.03 14.07.2050 39 204.52
285 5 325.62 0.00 33 878.90 547 098.13 14.08.2050 39 204.52
286 5 015.07 0.00 34 189.45 512 908.68 14.09.2050 39 204.52
287 4 701.66 0.00 34 502.86 478 405.82 14.10.2050 39 204.52
288 4 385.39 0.00 34 819.13 443 586.69 14.11.2050 39 204.52
289 4 066.21 0.00 35 138.31 408 448.38 14.12.2050 39 204.52
290 3 744.11 0.00 35 460.41 372 987.97 14.01.2051 39 204.52
291 3 419.06 0.00 35 785.46 337 202.51 14.02.2051 39 204.52
292 3 091.02 0.00 36 113.50 301 089.01 14.03.2051 39 204.52
293 2 759.98 0.00 36 444.54 264 644.47 14.04.2051 39 204.52
294 2 425.91 0.00 36 778.61 227 865.86 14.05.2051 39 204.52
295 2 088.77 0.00 37 115.75 190 750.11 14.06.2051 39 204.52
296 1 748.54 0.00 37 455.98 153 294.13 14.07.2051 39 204.52
297 1 405.20 0.00 37 799.32 115 494.81 14.08.2051 39 204.52
298 1 058.70 0.00 38 145.82 77 348.99 14.09.2051 39 204.52
299 709.03 0.00 38 495.49 38 853.50 14.10.2051 39 204.52
300 356.16 0.00 38 848.36 5.14 14.11.2051 39 204.52
Do you need a loan?
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According to the requirements of law no.133 of 08.07.2011. on the protection of personal data, the Bank, acting as controller/operator of the Center for personal data protection under no.0000116, guarantees the administration of personal data, provided by the applicant for the loan, in compliance with the security regime, confidentiality and directly for the purposes declared by him. The applicant for the loan declares that he recognizes and accepts the conditions, grounds and terms of processing personal data within the meaning of Law no.133 of 08.07.2011. on the protection of personal data, including related to the rights and obligations, which are incumbent on him according to the nominated law, and by ticking the box below, he freely, expressly and unconditionally expresses his consent to: accessing, processing and verification by the Bank of personal data, as well as information, presented both by the applicant for the loan and obtained by the bank through external information sources (on-line applications and public databases), in order to take, provided by the legislation in force until the conclusion of a credit agreement, in compliance with the security and confidentiality regime. The applicant undertakes to inform the third parties, which will be indicated in this application, that their personal data will be provided to the Bank, in order to take the necessary measures for the conclusion of the credit agreement between the applicant and BC EuroCreditBank S.A.


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About the Loan
Eligibility requirements
Interest Rate and Costs
Required documents

The “Casa Mea” mortgage loan offered by EuroCreditBank is designed to finance the purchase, construction or refinancing of residential property.

Benefit from a financing solution tailored to your plans and turn your dream of owning a home into reality.

Loan Purpose

The loan may be granted for:

  • purchase of apartments or individual houses;
  • construction of residential real estate;
  • renovation, reconstruction, or modernization of housing;
  • refinancing of an existing mortgage loan (where applicable).

Available Loan Amount

  • up to MDL 4,000,000 per borrower.

Loan Term

  • Up to 300 months, depending on the client’s financial profile and the purpose of financing.

Grace Period

  • A grace period of up to 6 months may be granted, in accordance with the contractual terms and conditions.

Repayment Terms

  • Monthly payments, on the date specified in the loan agreement;
  • Repayment schedule: annuity (equal monthly installments throughout the loan term).

Collateral Requirements

The following forms of collateral are accepted:

  • Mortgage over real estate approved by the Bank in accordance with internal regulations and the applicable legislation of the Republic of Moldova, with a collateral value not lower than the loan amount;
  • Assignment of funds from the Borrower’s accounts held with the Bank;
  • Third-party guarantee, where required, from individuals with a positive (or no negative) credit history.

To apply for a mortgage loan under the “Casa Mea” products, the applicant must meet the following conditions:

Applicant Profile

  • is a citizen of the Republic of Moldova;
  • holds permanent residence in the Republic of Moldova;
  • is between 21 and 70 years of age (with full repayment of the loan completed before reaching this age);
  • has permanent and stable income;
  • has not negative credit history in the last 36 months
    (one delay of up to 60 days during this period is acceptable).

Financial Situation

The applicant must have permanent and stable income, duly documented. The following income sources are accepted:

  • monthly salary (minimum employment period of 6 months);
  • old-age pension (regular payments over the last 6 months);
  • income from lease/rental (real estate or vehicles);
  • income from licensed professional activities (lawyers, notaries, bailiffs, interpreters, etc.);
  • income earned abroad (6-month bank statements + employment contract);
  • regular remittances (international money transfers);
  • dividends or monthly distributed profit shares from legal entities or sole entrepreneurs.

The Bank reserves the right to request additional information and documents depending on the applicant’s profile and the specifics of the transaction.

Loyal Clients

Preferential conditions may apply, where applicable, to:

  • clients who have previously obtained loans from the Bank;
  • individuals receiving salary and/or pension through BC “EuroCreditBank” S.A. cards;
  • employees of the Bank or its strategic partners (subject to Management approval).
The interest rate for the “Casa Mea” mortgage loan is floating and is determined based on the client category and loan currency, in accordance with the Bank's Interest Rate Policy.
Interest Rate Structure
Loans granted in MDL
Client CategoryAnnual Interest RateAnnual Percentage Rate (APR)Fees & Commissions
Category 111.00%11.57%One-time origination fee – 0%
Category 210.50%11.02%
Category 310.50%11.02%
Category 410.50%11.02%
Loans granted in EUR and USD
Loan CurrencyAnnual Interest RateAnnual Percentage Rate (APR)Fees & Commissions
EUR (including EUR-pegged)7.50%7.76%One-time origination fee – 0%
USD (including USD-pegged)8.50%8.84%
The APR is calculated based on a representative example and may vary depending on the loan amount, term, down payment, and related costs.
Client Categories
  • Category 1 – Standard Clients (general terms applicable to all applicants who do not fall into the categories below).
  • Category 2 – Clients with a Positive Credit History (clients who hold a positive credit history and proper payment behavior).
  • Category 3 – Preferential Clients (employees of companies with a payroll project at ECB, IT park companies, and public/budgetary institutions).
  • Category 4 – ECO (clients taking out a loan to purchase an eco-friendly vehicle or to improve the energy efficiency of a home (ESG)).
Loan-Related Costs
Depending on the financing structure, the following costs may apply:
  • loan interest (APR);
  • origination fee (as applicable);
  • property valuation costs;
  • notary and collateral registration costs;
  • mandatory insurance of the pledged property.
All costs are communicated transparently prior to signing the loan agreement.
Representative Calculation Example
Calculation Example for Category 1 (MDL)
For a loan of 2,500,000 MDL over a period of 240 months, with:
  • interest rate: 11.00%;
  • APR: 11.57%;
  • fees: 0%.
Result:
  • Estimated monthly payment: ≈ 25,805 MDL;
  • Total amount payable: ≈ 6,193,130 MDL.
Calculation Example for Categories 2, 3, and 4 (MDL)
For a loan of 2,500,000 MDL over a period of 240 months, with:
  • interest rate: 10.50%;
  • APR: 11.02%;
  • fees: 0%.
Result:
  • Estimated monthly payment: ≈ 24,959 MDL;
  • Total amount payable: ≈ 5,990,279 MDL.
Calculation Example for EUR Loan
For a loan of 50,000 EUR over a period of 240 months, with:
  • interest rate: 7.50%;
  • APR: 7.76%;
  • fees: 0%.
Result:
  • Estimated monthly payment: ≈ 402.80 EUR;
  • Total amount payable: ≈ 96,671 EUR.
Calculation Example for USD Loan
For a loan of 50,000 USD over a period of 240 months, with:
  • interest rate: 8.50%;
  • APR: 8.84%;
  • fees: 0%.
Result:
  • Estimated monthly payment: ≈ 433.91 USD;
  • Total amount payable: ≈ 104,139 USD.
Note
The information above is for guidance purposes only. The APR and final amounts may vary depending on the loan disbursement date, loan currency, and the specific terms of the agreement.

The following documents are required for loan assessment and approval:

  • Loan application form (completed by the applicant);
  • Applicant’s identity card (original and copy);
  • Income-confirming documents (where applicable);
  • Any additional documents requested by the Bank, depending on the applicant’s profile and the specifics of the loan.
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