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SMART Credit Card (Visa Platinum)

More freedom for your choices

A credit card in MDL designed for shopping, unexpected expenses, and important everyday plans. Get quick access to funds and flexible usage conditions.

Key features

Currency

Issuance

Credit limit

MDL / EUR / USD

free

3 000 – 400 000 MDL

Card type

Monthly maintenance

Grace period

debit / credit

free for the first 6 months

up to 60 days

Suitable for

  • everyday shopping and online payments
  • unexpected expenses
  • quick access to a financial reserve
  • people looking for greater financial flexibility

Usage

  • payments in stores and online, locally and abroad
  • cash withdrawals when needed
  • payment of services and daily purchases
  • transfers and card management through the ECBank app

Benefits

  • grace period of up to 60 days
  • no collateral or guarantors required
  • fast approval and immediate use
  • access to ECBank digital services
  • push notifications and real-time transaction monitoring

Monthly payment

  • includes a minimum of 5% of the credit debt registered at the end of the previous month, plus the effective annual interest calculated on the outstanding balance
  • full lending conditions are available in the “Credit Details” section

Free card issuance

  • at any ECB branch

View full fees and tariffs HERE

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