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The advantage in overdraft for you is obvious, you can use the money at any time, without wasting time collecting documents, the funds are provided automatically.

Loan Calculator
Loan:
Sum:
3000 lei 300000 lei
Period:
3 months 60 months

- Customers with positive credit history;
- Customers who receive their salary on the EuroCreditBank card;
- Customers who have a social card at EuroCreditBank.

Sum:
300000 lei
Period:
60 months
The interest rate:
11.5 %
Comision de acordare:
0.00 lei
Comision de examinare:
0.00 lei
Monthly payment
6 597.78 lei
Toal:
395 866.80 lei
Rata efectiva a dobanzii (DAE):
12.11 %
Calculul estimativ realizat prin intermediul calculatorului de rate online este orientativ şi nu are valoare contractuală. Banca atenţionează clienţii asupra necesităţii rambursării creditului.
Repayment of interest Payment of commissions Credit reimbursement Credit balance Data Monthly payment
0 300000 09.12.2023 300000
1 2 875.00 0.00 3 722.78 296 277.22 09.01.2024 6 597.78
2 2 839.32 0.00 3 758.46 292 518.76 09.02.2024 6 597.78
3 2 803.30 0.00 3 794.48 288 724.28 09.03.2024 6 597.78
4 2 766.94 0.00 3 830.84 284 893.44 09.04.2024 6 597.78
5 2 730.23 0.00 3 867.55 281 025.89 09.05.2024 6 597.78
6 2 693.16 0.00 3 904.62 277 121.27 09.06.2024 6 597.78
7 2 655.75 0.00 3 942.03 273 179.24 09.07.2024 6 597.78
8 2 617.97 0.00 3 979.81 269 199.43 09.08.2024 6 597.78
9 2 579.83 0.00 4 017.95 265 181.48 09.09.2024 6 597.78
10 2 541.32 0.00 4 056.46 261 125.02 09.10.2024 6 597.78
11 2 502.45 0.00 4 095.33 257 029.69 09.11.2024 6 597.78
12 2 463.20 0.00 4 134.58 252 895.11 09.12.2024 6 597.78
13 2 423.58 0.00 4 174.20 248 720.91 09.01.2025 6 597.78
14 2 383.58 0.00 4 214.20 244 506.71 09.02.2025 6 597.78
15 2 343.19 0.00 4 254.59 240 252.12 09.03.2025 6 597.78
16 2 302.42 0.00 4 295.36 235 956.76 09.04.2025 6 597.78
17 2 261.25 0.00 4 336.53 231 620.23 09.05.2025 6 597.78
18 2 219.69 0.00 4 378.09 227 242.14 09.06.2025 6 597.78
19 2 177.74 0.00 4 420.04 222 822.10 09.07.2025 6 597.78
20 2 135.38 0.00 4 462.40 218 359.70 09.08.2025 6 597.78
21 2 092.61 0.00 4 505.17 213 854.53 09.09.2025 6 597.78
22 2 049.44 0.00 4 548.34 209 306.19 09.10.2025 6 597.78
23 2 005.85 0.00 4 591.93 204 714.26 09.11.2025 6 597.78
24 1 961.84 0.00 4 635.94 200 078.32 09.12.2025 6 597.78
25 1 917.42 0.00 4 680.36 195 397.96 09.01.2026 6 597.78
26 1 872.56 0.00 4 725.22 190 672.74 09.02.2026 6 597.78
27 1 827.28 0.00 4 770.50 185 902.24 09.03.2026 6 597.78
28 1 781.56 0.00 4 816.22 181 086.02 09.04.2026 6 597.78
29 1 735.41 0.00 4 862.37 176 223.65 09.05.2026 6 597.78
30 1 688.81 0.00 4 908.97 171 314.68 09.06.2026 6 597.78
31 1 641.77 0.00 4 956.01 166 358.67 09.07.2026 6 597.78
32 1 594.27 0.00 5 003.51 161 355.16 09.08.2026 6 597.78
33 1 546.32 0.00 5 051.46 156 303.70 09.09.2026 6 597.78
34 1 497.91 0.00 5 099.87 151 203.83 09.10.2026 6 597.78
35 1 449.04 0.00 5 148.74 146 055.09 09.11.2026 6 597.78
36 1 399.69 0.00 5 198.09 140 857.00 09.12.2026 6 597.78
37 1 349.88 0.00 5 247.90 135 609.10 09.01.2027 6 597.78
38 1 299.59 0.00 5 298.19 130 310.91 09.02.2027 6 597.78
39 1 248.81 0.00 5 348.97 124 961.94 09.03.2027 6 597.78
40 1 197.55 0.00 5 400.23 119 561.71 09.04.2027 6 597.78
41 1 145.80 0.00 5 451.98 114 109.73 09.05.2027 6 597.78
42 1 093.55 0.00 5 504.23 108 605.50 09.06.2027 6 597.78
43 1 040.80 0.00 5 556.98 103 048.52 09.07.2027 6 597.78
44 987.55 0.00 5 610.23 97 438.29 09.08.2027 6 597.78
45 933.78 0.00 5 664.00 91 774.29 09.09.2027 6 597.78
46 879.50 0.00 5 718.28 86 056.01 09.10.2027 6 597.78
47 824.70 0.00 5 773.08 80 282.93 09.11.2027 6 597.78
48 769.38 0.00 5 828.40 74 454.53 09.12.2027 6 597.78
49 713.52 0.00 5 884.26 68 570.27 09.01.2028 6 597.78
50 657.13 0.00 5 940.65 62 629.62 09.02.2028 6 597.78
51 600.20 0.00 5 997.58 56 632.04 09.03.2028 6 597.78
52 542.72 0.00 6 055.06 50 576.98 09.04.2028 6 597.78
53 484.70 0.00 6 113.08 44 463.90 09.05.2028 6 597.78
54 426.11 0.00 6 171.67 38 292.23 09.06.2028 6 597.78
55 366.97 0.00 6 230.81 32 061.42 09.07.2028 6 597.78
56 307.26 0.00 6 290.52 25 770.90 09.08.2028 6 597.78
57 246.97 0.00 6 350.81 19 420.09 09.09.2028 6 597.78
58 186.11 0.00 6 411.67 13 008.42 09.10.2028 6 597.78
59 124.66 0.00 6 473.12 6 535.30 09.11.2028 6 597.78
60 62.63 0.00 6 535.15 0.15 09.12.2028 6 597.78
Surname
Surname
Phone
IDNP

According to the requirements of law no.133 of 08.07.2011. on the protection of personal data, the Bank, acting as controller/operator of the Center for personal data protection under no.0000116, guarantees the administration of personal data, provided by the applicant for the loan, in compliance with the security regime, confidentiality and directly for the purposes declared by him. The applicant for the loan declares that he recognizes and accepts the conditions, grounds and terms of processing personal data within the meaning of Law no.133 of 08.07.2011. on the protection of personal data, including related to the rights and obligations, which are incumbent on him according to the nominated law, and by ticking the box below, he freely, expressly and unconditionally expresses his consent to: accessing, processing and verification by the Bank of personal data, as well as information, presented both by the applicant for the loan and obtained by the bank through external information sources (on-line applications and public databases), in order to take, provided by the legislation in force until the conclusion of a credit agreement, in compliance with the security and confidentiality regime. The applicant undertakes to inform the third parties, which will be indicated in this application, that their personal data will be provided to the Bank, in order to take the necessary measures for the conclusion of the credit agreement between the applicant and BC EuroCreditBank S.A.


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Conditions
Payment
Documents

The beneficiary of the overdraft can be any citizen of the Republic of Moldova that has:

  • Being an employee of a company that has concluded with the Bank Salary Project;
  • Transfer of salary to the payment account at the current 3-month work place;
  • Permanent residence in the Republic of Moldova;

Credit period:

  • up to 24 months with the right of renewal

Minimum and maximum amount: the maximum amount should not exceed the size of 1 net average monthly salary (average net salary for the last 3 months) of the Customer.

  • Minimum amount - 1 000 MDL
  • Maximum amount - 50 000 MDL

Mandatory monthly payment consists of 5% (five percent) of the credit balance (purchases and cash) recorded on the last working day of the month (with the right to renew in the amount of the approved limit), 100% of Bank's commission and interest and 100% debts of previous months (in case of overdue payments). This amount must be paid monthly until the 20th day of the following month.

Necessary documents:

  1. Application in the form of overdraft;
  2. Identification card (original + copy);
  3. Request for information from the credit history bureau.
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